About Jeff Johnson
Over the ten
years that I have worked as a professional Signing Agent, I have gained the
respect and trust of numerous escrow officers, lending professionals and
real estate professionals by showing consistent dedication to customer
service and detail. In 2003, I opened Sacramento Signing Services to serve
the Northern California area. When other companies developed and marketed
the same name in the region, we decided to change the name to Elite Signing
Services to avoid confusion with title companies. I have made it my mission
to ensure that every Signing Agent that notarizes under the Elite Signings
name understands the level of expertise and customer service that I would
give to our clients if I was performing the signing myself.
About Amanda Johnson
When I set out to run Elite Signing
Services, I wanted to develop a different kind of professional notary
business. My husband has been a
signing service owner for over ten years. I have a background in loan
origination. I decided to take my experiences from lending and loan
origination to develop a signing service that plain and simply "gets it".
Before my current position I was a Senior
Account Executive for World Savings / Wachovia Mortgage for nearly ten
years. During that time I worked mainly with mortgage brokers and their loan
officers, but also real estate agents to beat deadlines and make miracles
happen in the form of loan approvals. Working as the middle stopping point
between the loan officer and the escrow officer, one thing was always clear
to me - it takes an army to close a home loan. I say that because there are
so many key players involved. Everyone has to do their job and all the pins
have to line up perfectly for every deadline to be met and for the loan to
close on time. There are many points in the timeline that we don't always
have control of. One of those key points is when exactly the documents will
get to the title company. I also saw how hard the escrow officers worked on
a daily basis to play timeline catch up once documents were delivered to
title. If I had a penny for every time a set of loan documents arrived at
the title company much later than expected, I'd be a millionaire. Well ok,
I'd have a few thousand extra dollars. Let's face it, no one likes the last
minute scramble, and nobody likes to be unprepared.
There are so many factors that could delay
or modify loan documents. There are also quite a few unknowns when
originating a loan. As a loan officer, we don't always exactly know the
appraised value of a home until the appraiser completes his report. We don't
know the status of a client's credit report until the credit report is
pulled. We don't know exactly when documents will hit the title company
until they do. We don't know for sure a customer will sign loan documents
until they are finished signing them. While I spent my ten years as a
wholesale mortgage loan executive working to make miracles happen despite
the first two unknowns, I am now working to make the latter two unknowns a
lot less stressful to my clients.
How does a signing company work with
unknown document delivery times and then unknown of sending a stranger to
represent you as a loan professional and help close your loan? The first
issue is easy. Our Advance Reservation process lets our loan officer
"reserve" an approximate signing date and time with our agency by letting us
know a few key factors - zip code, transaction type, where, and a range when
documents might be ready. We then start working IMMEDIATELY to secure at
least two experienced and ELITE notaries for that specific zip code, that
should be available within the time range. We also offer 24/7 online
ordering and follow up on all our transactions.
As a loan originator, there was nothing
more frustrating that working for weeks or sometimes months on a loan, only
to have it go to title where a notary I wasn't familiar with performed the
accommodation signing, and commented about the loan or convinced the
borrower not to sign. Because these instances still haunt me years later,
we have developed questionnaires, interviews and trainings to make certain
we send out only the best notaries for your clients. I wish someone had done
the same for me and my loan officers. Put simply, we get it. And we’ll
get it done for you.
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